Office Insurance

Canada offers a great home base for a large number of companies and we are proud to be a part of protecting that community.

You’re relying on your office running smoothly to make a profit. When something unfortunate happens, Office insurance is there to help.

Download Office Insurance Fact Sheet

Applicable Extensions

Every Red River Mutual commercial package includes an additional bundle of more than 50 extensions
that provide over $1,000,000 in extra coverage to meet your unique business needs.

Below are some of the key extensions we’ve added to our business policies:

  • ‘Green’ Environment Extension
  • Growing Plants Trees Shrubs or Flowers in the Open
  • Inflation Protection
  • Master Key / Lock Repair or Replacement
  • Mortgage Rate Guarantee
  • Newly Acquired Locations
  • Newly Acquired Property
  • Off-Premises Utilities Interruption
  • Parcel Post
  • Personal Property of Officers, Employees, Volunteers & Visitors
  • Professional Fees
  • Property in Transit
  • Removal of Windstorm Debris
  • ‘Safety Net’ Clause
  • Product in the Possession of a Sales Representative
  • Sign Coverage
  • Valuable Papers
  • Employee Dishonesty
  • Loss Inside the Premises
  • Loss Outside the Premises
  • Money Orders and Counterfeit Paper Currency
  • Depositors Forgery
  • Computer Theft and Funds Transfer
  • Accounts Receivable
  • Building Bylaws
  • Building Damage by Theft
  • Contents at Temporary Locations
  • Debris Removal (In excess of the amount of insurance)
  • Electronic Data Processing Equipment & Media Including Systems Breakdown
  • Exterior Paving
  • Extra Expense
  • Fine Arts
  • Fire Department Expenses
  • Fire Suppression System Recharge


  • Sewer Backup
  • Equipment Breakdown
  • Flood
  • Earthquake
  • Actual Loss Sustained (Profits)