Office Insurance
Canada offers a great home base for a large number of companies and we are proud to be a part of protecting that community.
You’re relying on your office running smoothly to make a profit. When something unfortunate happens, Office insurance is there to help.
Applicable Extensions
Every Red River Mutual commercial package includes an additional bundle of more than 50 extensions
that provide over $1,000,000 in extra coverage to meet your unique business needs.
Below are some of the key extensions we’ve added to our business policies:
- ‘Green’ Environment Extension
- Growing Plants Trees Shrubs or Flowers in the Open
- Inflation Protection
- Master Key / Lock Repair or Replacement
- Mortgage Rate Guarantee
- Newly Acquired Locations
- Newly Acquired Property
- Off-Premises Utilities Interruption
- Parcel Post
- Personal Property of Officers, Employees, Volunteers & Visitors
- Professional Fees
- Property in Transit
- Removal of Windstorm Debris
- ‘Safety Net’ Clause
- Product in the Possession of a Sales Representative
- Sign Coverage
- Valuable Papers
- Employee Dishonesty
- Loss Inside the Premises
- Loss Outside the Premises
- Money Orders and Counterfeit Paper Currency
- Depositors Forgery
- Computer Theft and Funds Transfer
- Accounts Receivable
- Building Bylaws
- Building Damage by Theft
- Contents at Temporary Locations
- Debris Removal (In excess of the amount of insurance)
- Electronic Data Processing Equipment & Media Including Systems Breakdown
- Exterior Paving
- Extra Expense
- Fine Arts
- Fire Department Expenses
- Fire Suppression System Recharge
- Sewer Backup
- Equipment Breakdown
- Flood
- Earthquake
- Actual Loss Sustained (Profits)