Protecting More than just the Bottom Line

Whether you are expanding your business or just starting out, we have a level of coverage that will work for you. Talk to your insurance broker to find the right coverage for you.

 

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Policy Features available in many of our business policies:

  • Building damage by theft
  • Cyber and other crime coverage
  • Debris removal
  • Fire department expenses
  • Fire suppression system recharge
  • Green environment extension
  • Inflation protection
  • Master key / lock repair or replacement
  • Newly acquired property
  • Off-premises utilities interruption
  • Professional fees
  • Removal of windstorm debris
  • Tool floater with 5-year replacement cost
  • Valuable papers
  • Additions specific to your business

Coverages Based on Your Business

Our Apartment Condo Package is designed specifically for properties with multiple dwellings. Discounts are available for condominium complexes and 55+ facilities.

Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your business’ unique needs. Talk to your insurance broker for a comprehensive list.

Download Apartment Condo Package Details

Our Church Package protects more than just the church property, it protects your leaders and your membership with unique coverages specific to faith-based organizations.

Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your organization’s unique needs. Talk to your insurance broker for a comprehensive list.

Download Church Package Details

Contractors are the lifeblood of progress across the country. Help protect your business with our Contractors Package.

Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your business’ unique needs. Talk to your insurance broker for a comprehensive list.

Download Contractors Package Details

You rely on your office running smoothly to make a profit. Our Office Package is there to help.

Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your business’ unique needs. Talk to your insurance broker for a comprehensive list.

Download Office Package Details

Restaurants move fast. Keep your business going even if the unexpected occurs with our Restaurant Package.

Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your business’ unique needs. Talk to your insurance broker for a comprehensive list.

Download Restaurant Package Details

Customer service, pricing and inventory — you have a lot to think about in retail. Let our Retail/Wholesale Package take care of the unexpected.

Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your business’ unique needs. Talk to your insurance broker for a comprehensive list.

Download Retail/Wholesale Package Details

Every business is unique. Ensure that all your insurance needs are met by adding specific coverages to your business insurance policy and talking to your insurance broker.

Need help finding a broker? Click below to find one near you.

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Consider These Additional Coverages

All businesses, whether large or small, are exposed to a wide array of potential breakdowns. From refrigeration units to telephone systems, give yourself the coverage and service you need with Commercial Equipment Breakdown coverage.

Download Commercial Equipment Breakdown Coverage Details

From loss of profit to property damage, earthquakes can be devastating for your business. Make sure you’re covered against damage to your building, equipment and inventory with earthquake coverage.

Your floors, walls, ceilings, and inventory are all susceptible to the damage caused by floodwater. Protect your business with flood coverage added onto your business policy.

Sewers back-up caused by heavy rainfalls and an overextended sewer system and can wreak havoc on your property, especially on lower floors or basements. Make sure your business is protected by sewer back-up coverage.

We know that privacy breaches are occurring with alarming frequency — in Canada, and worldwide. As a business owner, what you’re less sure of is how to deal with a breach when you suspect one has occurred. That’s when you call in the experts. Our upgraded Privacy Breach, Cyber Event Recovery and Cyber Event Liability coverage will help protect you against Data Ransom, Extortion and Blackmail, not to mention Regulatory Fines and Penalties.

Download Upgraded Cyber Privacy Protection Coverage Details