Protecting More than just the Bottom Line

Whether you are expanding your business or just starting out, we have a level of coverage that will work for you. Talk to your insurance broker to find the right coverage for you.

View our NEW brochure for information on all our available policies and some of our key business insurance coverages.

Apartment/Condo Package

Our Apartment/Condo Package is designed specifically for properties with multiple dwellings.

  • Discounts are available for condominium complexes and 55+ facilities.
  • Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your business' unique needs.

Church Package

Our Church Package protects more than just the church property.

  • It protects your leaders and your membership with unique coverages specific to faith-based organizations.
  • Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your organization's unique needs.

Every business is unique. Ensure that all your insurance needs are met by adding specific coverages to your business insurance policy and talking to your insurance broker.

Need help finding a broker? Click below to find one near you.

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Contractors Package

Contractors are the lifeblood of progress across the country. Help protect your business with our Contractors Package.

  • Includes a ‘Safety Net’ clause and a 'Green’ environment extension.
  • Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your business' unique needs.

Office Package

You rely on your office running smoothly to make a profit. Our Office Package is there to help.

  • Includes coverage for the personal property of your business' officers, employees, volunteers and visitors.
  • Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your business' unique needs.

Restaurant Package

Restaurants move fast. Keep your business going even if the unexpected occurs with our Restaurant Package.

  • Includes coverage for stock spoilage and a ‘Green’ environment extension.
  • Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your business' unique needs.

Retail/Wholesale Package

Customer service, pricing and inventory — you have a lot to think about in retail. Let our Retail/Wholesale Package take care of the unexpected.

  • Includes coverage for increased stock inventory during your peak season.
  • Every Red River Mutual business policy includes an additional bundle of more than 50 extensions that provide over $1,000,000 in extra coverage to meet your business' unique needs.

Commercial Equipment Breakdown Coverage

All businesses, whether large or small, are exposed to a wide array of potential breakdowns. From refrigeration units to telephone systems, give yourself the coverage and service you need with Commercial Equipment Breakdown coverage. Includes coverage for items such as:

  • A/C systems
  • Air and refrigeration compressors
  • Boilers
  • Computers and copiers
  • ... and more

Cyber Privacy Protection Coverage

We know that privacy breaches are occurring with alarming frequency — in Canada, and worldwide. As a business owner, if you suspect a breach you want experts to show you how to handle the situation. Our upgraded Privacy Breach, Cyber Event Recovery and Cyber Event Liability coverage will help protect you against:

  • Data Ransom
  • Extortion and Blackmail
  • Regulatory Fines and Penalties
  • ... and more

KEEPING YOUR BUSINESS SAFE AND SECURE

Prevention is key to keeping your business, employees, and customers safe and secure. From liability threats to the risk of property damage, there are many different ways in which your business needs to be protected.

Visit the Loss Prevention Work Safety Resources section of our website to learn how to keep your operation running smoothly.