Contractor Insurance

Contractors are the lifeblood of progress across the country. Help protect your team and your customers with Contractor Insurance.

Download Contractor Insurance Fact Sheet

Applicable Extensions

Every Red River Mutual commercial package includes an additional bundle of more than 50 extensions
that provide over $1,000,000 in extra coverage to meet your unique business needs.

Below are some of the key extensions we’ve added to our business policies:

  • 3D Crime Coverage
  • Employee Dishonesty
  • Loss Inside the Premises
  • Loss Outside the Premises
  • Money Orders and Counterfeit Paper Currency
  • Depositors Forgery
  • Computer Theft and Funds Transfer
  • Accounts Receivable Conviction Reward
  • Debris Removal
  • Electronic Data Processing Equipment & Media Including Systems Breakdown
  • Exterior Building Glass
  • Exterior Paving
  • Extra Expense
  • Fire Department Expenses
  • Fire Suppression System Recharge
  • ‘Green’ Environment Extension
  • Inflation Protection
  • Installation Floater
  • Land & Water Pollution Clean-up
  • Master Key / Lock Repair or Replacement
  • Mortgage Rate Guarantee
  • Newly Acquired Locations
  • Newly Acquired Property
  • Off-Premises Utilities Interruption
  • Professional Fees
  • Property in Transit
  • Removal of Windstorm Debris
  • Rental Equipment Reimbursement
  • ‘Safety Net’ Clause
  • Same Site Rebuilding Clause
  • Deleted Signs
  • Tool Floater with 5yr Replacement Cost
  • Valuable Papers

  • Sewer Backup
  • Equipment Breakdown Coverage
  • Flood
  • Earthquake
  • Contractors Equipment with 5yr Replacement Cost (if coverage is purchased)
  • Contractors Equipment – Ice and Muskeg Coverage